Cliff went right into the Marines after graduating from high school in Baltimore. He returned home to his wife and bouncing 18 month old baby girl. The three of them moved out of the city to a sleepy boating community north of Baltimore where he and his wife reside to this day. Cliff retired from owning his own mortgage company back in early 2000. Since then he has been honing his skills on the other side of the industry in residential real estate. Cliff works with a lot of military relocation and is an expert on VA loans and getting sellers to except VA financing.